Credit card-linked installments
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The only interest-free\* installment payment solution that allows shoppers to use their existing credit card at checkout.
_\*Standard credit card T&Cs still apply._
[How it works](/shopper/) [Shopper login](https://consumer.splitit.com/)
[](https://vendorsinpartnership.com/pages/2025-winners?_kx=hmrFDO6EkusWSBkjVNA7J9YLH4oqeaSEr-deBu-Jc0Y.SxRHvw)
Our products
Get more flexibility with Splitit
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[
### E-commerce installments
Own the end-to-end journey with our white-label installments.
Learn more
](/merchants/products/e-commerce-installments/)[
### Omnichannel installments
In-person, over-the-phone, and online installment solutions.
Learn more
](/merchants/products/omnichannel-installments/)[
### Pay after delivery
Boost trust and conversion by offering your customers to pay after delivery.
Learn more
](/merchants/products/pay-after-delivery/)
New Study Highlights Shifting Consumer Preferences in Installment Payments
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Our latest study with PYMNTS, Innovations and development of card-linked installment plans, reveals a seismic shift in installment payment preferences. Consumers across all segments are putting greater value on card-linked installments.
Email\*
Installments-as-a-service
### Empowering the entire payments value-chain
* [
Consumer](#)
* [
Merchant](#)
* [
Processor](#)
* [
Network](#)
* [
Issuer](#)
#### Consumer
Splitit enables consumers to shop more responsibly. There’s no added debt, interest or hidden fees, plus they get all the benefits of paying with their existing credit card, including rewards, transaction insurance and protection against fraud.
[Splitit for consumers](https://www.splitit.com/shopper/)
#### Merchant
Our white-label plugin allows merchants to nurture and retain their customers, driving loyalty and promoting brand consistency. Splitit’s zero-friction checkout drives the highest conversion and the highest approval rates.
[Splitit for merchants](/merchants/products/e-commerce-installments/)
#### Processor
Our easy to implement single global API enables merchants to use their existing processor and existing back office, allowing the payment processors to retain their merchant relationships.
[Splitit for processors](https://www.splitit.com/partnerships/payment-processors/)
#### Network
Splitit’s technology leverages the existing global credit card payment rails, seamlessly integrating installments at the checkout and enabling networks to play a part in the installments value-chain.
[Splitit for networks](https://www.splitit.com/partnerships/banks-financial-institutions/)
#### Issuer
Splitit’s white-label, issuer agnostic, solution allows more issuers to be part of the installment payments process and not be forced out by the fintechs and the larger banks.
[Splitit for issuers](https://www.splitit.com/partnerships/banks-financial-institutions/)
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