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* [Article M&A success hinges on post-merger integration. Why most banks get it wrong.](https://www.americanbanker.com/m-a-success-hinges-on-post-merger-integration-why-most-banks-get-it-wrong)
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[Data breach at Western Alliance Bank affects 22,000 people](https://www.americanbanker.com/news/data-breach-at-western-alliance-bank-affects-22-000-people)
The breach occurred through a vulnerability in third-party file transfer software, and it took weeks for the bank to discover it.
By [Carter Pape](https://www.americanbanker.com/author/carter-pape)
March 20
3 Min Read
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[](https://www.americanbanker.com/news/data-breach-at-western-alliance-bank-affects-22-000-people)
* [Capital One](https://www.americanbanker.com/organization/capital-one)
[One issue looms as Capital One's megadeal hits home stretch](https://www.americanbanker.com/news/one-issue-looms-as-capital-ones-megadeal-hits-home-stretch)
Following a media report that Department of Justice staffers have expressed concern about how Capital One's purchase of Discover would affect competition in the subprime credit market, analysts said the portfolio would be tough to sell. But they remain optimistic that the deal will get over the finish line.
By [Catherine Leffert](https://www.americanbanker.com/author/catherine-leffert)
March 20
[](https://www.americanbanker.com/news/one-issue-looms-as-capital-ones-megadeal-hits-home-stretch)
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[Investors expect catalysts for banks after Fed holds steady](https://www.americanbanker.com/news/bank-investors-anticipate-catalysts-after-fed-holds-steady)
Federal Reserve policymakers said that the U.S. economy remains on sound footing, despite recent setbacks, and that two interest rate cuts lie ahead. Bank stocks advanced on hopes for loan growth and more M&A.
By [Jim Dobbs](https://www.americanbanker.com/author/jim-dobbs)
March 20
[](https://www.americanbanker.com/news/bank-investors-anticipate-catalysts-after-fed-holds-steady)
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[Crapo, Warner double down on CDFI support](https://www.americanbanker.com/news/crapo-warner-double-down-on-cdfi-support)
The bipartisan co-chairs of the Community Financial Development Institution caucus sent a letter urging the Trump administration to continue supporting the CDFI Fund after it was slated for cuts in a recent executive order.
By [Claire Williams](https://www.americanbanker.com/author/claire-williams)
March 20
[](https://www.americanbanker.com/news/crapo-warner-double-down-on-cdfi-support)
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[Banks navigate workers' use of ChatGPT, set AI policies](https://www.americanbanker.com/news/banks-navigate-workers-use-of-chatgpt-set-ai-policies)
Employees are using generative AI more than their bosses think they are, research suggests. Some say part of the answer lies in AI-use policies.
By [Penny Crosman](https://www.americanbanker.com/author/penny-crosman)
March 20
[](https://www.americanbanker.com/news/banks-navigate-workers-use-of-chatgpt-set-ai-policies)
* [Fintech](https://www.americanbanker.com/fintech)
[SmartBiz deal shows regulatory openness to fintech-bank M&A](https://www.americanbanker.com/news/smartbiz-deal-shows-regulatory-openness-to-fintech-bank-m-a)
The small-business lender bought a Chicago community bank in what some experts say will be the first of many such deals.
By [Melinda Huspen](https://www.americanbanker.com/author/melinda-huspen)
March 20
[](https://www.americanbanker.com/news/smartbiz-deal-shows-regulatory-openness-to-fintech-bank-m-a)
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[ICBA calls for taxes on credit unions, but only larger ones](https://www.americanbanker.com/news/icba-calls-for-taxes-on-credit-unions-but-only-larger-ones)
The Independent Community Bankers of America wants Congress to eliminate tax exemptions for credit unions with more than $1 billion of assets, scaling back an earlier request that would have targeted the entire credit union sector.
By [Jim Dobbs](https://www.americanbanker.com/author/jim-dobbs)
March 20
[](https://www.americanbanker.com/news/icba-calls-for-taxes-on-credit-unions-but-only-larger-ones)
[
The Most Influential Women in Payments
](https://www.americanbanker.com/women-in-payments)
[](https://www.americanbanker.com/payments/news/the-most-influential-women-in-payments-discuss-career-skills)
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[What experienced payment execs can pass to a new generation](https://www.americanbanker.com/payments/news/the-most-influential-women-in-payments-discuss-career-skills)
Most Influential Women in Payments honorees say the dramatic expansion in technology presents new opportunities and challenges as employers evolve away from traditional business models.
By [John Adams](https://www.americanbanker.com/author/john-adams)
January 14
6 Min Read
[](https://www.americanbanker.com/payments/news/american-bankers-most-influential-women-in-payments-talk-tech-strategy)
* [Artificial intelligence](https://www.americanbanker.com/artificial-intelligence)
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* [Women in Payments](https://www.americanbanker.com/tag/women-in-payments)
[Top payments execs on how to manage tech buzz](https://www.americanbanker.com/payments/news/american-bankers-most-influential-women-in-payments-talk-tech-strategy)
Honorees from American Banker's Most Influential Women in Payments discuss spotting tangible uses for innovation, rather than buying into hype.
By [John Adams](https://www.americanbanker.com/author/john-adams)
January 10
5 Min Read
[](https://www.americanbanker.com/payments/list/the-most-influential-women-in-payments-2025)
* [Payments](https://www.americanbanker.com/tag/payments)
* [Women in Payments](https://www.americanbanker.com/tag/women-in-payments)
[The Most Influential Women in Payments, 2025](https://www.americanbanker.com/payments/list/the-most-influential-women-in-payments-2025)
Each year, American Banker recognizes the women who are advancing the payments industry in banking, retail, acquiring, processing and more.
By [Editorial Staff](https://www.americanbanker.com/author/editorial-staff)
January 9
1 Min Read
* [Fintech](https://www.americanbanker.com/fintech)
[Could industry standards prevent the next Synapse-style mess?](https://www.americanbanker.com/podcast/could-industry-standards-prevent-the-next-synapse-style-mess)
"We want to put banks in the risk management driver's seat," says Sima Gandhi, co-founder of the Council for Fintech Ecosystem Standards, which has worked with a group of fintechs to create risk and compliance standards banks can use to evaluate their fintech partners.
* [Artificial intelligence](https://www.americanbanker.com/artificial-intelligence)
['It's a tremendous priority': Huntington CFO Wasserman on AI](https://www.americanbanker.com/podcast/its-a-tremendous-priority-huntington-cfo-wasserman-on-ai)
Software code generation and knowledge management are two of the places the bank has begun using generative AI to improve efficiency.
[
More from American Banker
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* [Fraud](https://www.americanbanker.com/tag/fraud)
[Apollo's Rowan to be first defense witness at Javice trial](https://www.americanbanker.com/articles/apollos-rowan-to-be-first-defense-witness-at-javice-trial)
Marc Rowan's membership on Frank's board was cited by the defense at the beginning of trial as showing Charlie Javice's company was a legitimate and credible business.
By Bob Van Voris and Jazper Lu
March 20
[](https://www.americanbanker.com/articles/apollos-rowan-to-be-first-defense-witness-at-javice-trial)
* [Banking](https://www.americanbanker.com/tag/banking)
[20 bank holding companies with the largest credit card loan portfolios](https://www.americanbanker.com/list/20-bank-holding-companies-with-the-largest-credit-card-loan-portfolios-at-the-end-of-q4)
The top five bank holding companies have combined total credit card loan portfolios of more than $740 billion.
By [Editorial Staff](https://www.americanbanker.com/author/editorial-staff)
March 20
[](https://www.americanbanker.com/list/20-bank-holding-companies-with-the-largest-credit-card-loan-portfolios-at-the-end-of-q4)
* [Monetary policy](https://www.americanbanker.com/tag/monetary-policy)
[Powell: Fed "strongly" wants mortgages off its balance sheet](https://www.americanbanker.com/news/powell-fed-strongly-wants-mortgages-off-its-balance-sheet)
After the Federal Reserve moved to slow the pace of quantitative tightening, the Fed chair floated the idea of continuing to allow mortgage-backed securities to roll off its books even after the central bank has met its monetary policy objectives in reducing its balance sheet.
By [Kyle Campbell](https://www.americanbanker.com/author/kyle-campbell)
March 19
[](https://www.americanbanker.com/news/powell-fed-strongly-wants-mortgages-off-its-balance-sheet)
* [Citigroup](https://www.americanbanker.com/organization/citigroup)
[Judge bars Citi from returning climate grants to the EPA](https://www.americanbanker.com/news/judge-bars-citi-from-returning-climate-grants-to-the-epa)
A federal judge ruled that the bank must keep the $14 billion granted by the Environmental Protection Agency in the recipients' accounts. The Trump administration has been trying to pull back money distributed under President Joe Biden.
By [Catherine Leffert](https://www.americanbanker.com/author/catherine-leffert)
March 19
[](https://www.americanbanker.com/news/judge-bars-citi-from-returning-climate-grants-to-the-epa)
* [Cyber security](https://www.americanbanker.com/cyber-security)
[Google acquires Wiz for $32B to make cloud security 'more accessible'](https://www.americanbanker.com/news/google-acquires-wiz-for-32b-to-make-cloud-security-more-accessible)
Google Cloud trails Amazon and Microsoft in market share and is looking to catch up by trying to be one of multiple providers that companies use.
By [Carter Pape](https://www.americanbanker.com/author/carter-pape)
March 19
[](https://www.americanbanker.com/news/google-acquires-wiz-for-32b-to-make-cloud-security-more-accessible)
[See All](https://www.americanbanker.com/ab-the-latest-feed)
* [Opus CEO on the Power of AI in Redefining Payments and the Industry Outlook for 2024](https://www.americanbanker.com/news/opus-ceo-on-the-power-of-ai-in-redefining-payments-and-the-industry-outlook-for-2024)
[
Partner Insights from Opus
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Advances in Tech
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* [Empower decision making with instant, lightweight, and cost-effective insights on prospective customers](https://www.americanbanker.com/video/empower-decision-making-process-with-instant-cost-effective-insights-Signal)
Partner Insights from Middesk
* [Fight document fraud with the power of AI](https://www.americanbanker.com/video/fight-document-fraud-with-the-power-of-AI)
[
Partner Insights from Inscribe
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* [Harness the value of your transactional data to drive financial primacy](https://www.americanbanker.com/video/harness-the-value-of-your-transactional-data-to-drive-financial-primacy)
[
Partner Insights from Personetics Technologies
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