We're glad you're here!
Would you like to see what Affirm offers in your region?
Go to the page
Stay here
[Skip to main content](#maincontent)
Payments on your terms
======================
Buy now, pay later with flexible plans that fit your budget. And take Affirm everywhere, so you never pay hidden fees or compound interest.
0% APR on a 6-month plan
========================
Limited time! See if you qualify for this deal when you make your first $100–$750 purchase with Affirm on Apple Pay. Ends 3/31 or while supplies last. Online or in apps on iPhone or iPad. Subject to eligibility. See footer for details.
[Learn more](/wallet/shopping/6z-offer)
Meet the Affirm Card™
---------------------
Request to pay over time in the app, then swipe. For everything else, use it as your everyday debit card.
[See how it works](/card)
It’s better in the app
----------------------
Online, in stores, wherever you love to shop—pay over time and get exclusive deals like as low as 0% APR with the Affirm app.
[Download the app](https://affirm.app.link/Ig53hfwykEb)
[
](https://affirm.app.link/lh7UCbXmQJb)
[
](https://affirm.app.link/lh7UCbXmQJb)
How to use Affirm
-----------------
### At checkout
Look for the Affirm logo when completing your purchase, or pay with your [Affirm Card.](/card)
### Affirm app
Check your purchasing power and see your payment options from the palm of your hand.
### The Affirm Card™
Request to pay over time for the big stuff, or just pay in full for the smaller things.
[Learn more](/how-it-works)
Shop at thousands of stores
---------------------------
### We partner with the best
Get as low as 0% APR
--------------------
[See all featured stores](https://affirm.app.link/PkWdlfrIXab)
The Home Depot
The Home Depot
As low as 0% APR
Shop top-rated styles to update your decor
Sam's Club
Sam's Club
As low as 0% APR
Join now and get 50% off a Club membership. That's only $25! Limited time offer.
Temu
Temu
4 bi-weekly interest-free payments
StubHub
StubHub
NECTAR Sleep
NECTAR Sleep
As low as 0% APR
Save up to 50% on Mattresses + $599 of Accessories
Instacart
Instacart
As low as 0% APR
Feeling sick? Get essentials delivered via Instacart and enjoy $0 delivery fees\* on eligible orders of $35+.\*Service & other fees apply.
Chewy
Chewy
As low as 0% APR
Buy 3, get 4th Free. Stock up on toys, apparel & more.
Meta
Meta
Tire Agent
Tire Agent
As low as 0% APR
Hotels.com
Hotels.com
Save 30% or more on your dream stay.
Tonal
Tonal
As low as 0% APR
adidas
adidas
Bergdorf Goodman
Bergdorf Goodman
As low as 0% APR
Take the Affirm Card™ everywhere
--------------------------------
Request to pay over time in the app, then swipe. For everything else, use it as your everyday debit card.
[See how it works](/card)
Pay over time with Affirm on Apple Pay
--------------------------------------
iOS 18 or iPadOS 18 or later required. Terms apply.
[Learn more](/wallet/applepay)
### 1.4M+ App Store reviews
Check your purchasing power, get exclusive deals like as low as 0% APR, and make payments from the palm of your hand with the Affirm app.
[Download the Affirm app](https://affirm.app.link/CQtZiGDSCDb)
Reviews from shoppers just like you
-----------------------------------
“I’ve been with Affirm forever. It’s a great way of getting what you want and the payment plan is affordable...Thank you, Affirm!”
### Pamela D.
“Easy process, clear terms, incredible convenience.”
### Clint M.
"Affirm is very flexible and amazing to use. The payment plans are simple and they make the user experience very friendly and understandable.”
### Isaiah P.
“A great way to get big ticket items if you don’t have the cash all at once.”
### Joseph B.
[](https://www.instagram.com/affirm/)[](https://www.linkedin.com/company/affirm)[](https://twitter.com/Affirm)[](https://www.pinterest.com/Affirm/)[](https://www.facebook.com/AffirmInc/)
United States
[
Australia](/en-au/)[
Canada (En)](/en-ca/)[
Canada (Fr)](/fr-ca/)[
United States](/)[
United Kingdom](/en-gb/)
Payment options through Affirm are provided by these lending partners: [affirm.com/lenders](https://www.affirm.com/lenders). Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, at a purchase price of $800 you could pay a down payment of $160 today, followed by 12 monthly payments of $57.77 at 15% APR or 4 interest-free payments of $200 every 2 weeks. The Affirm Money™ Accounts is are held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. [Learn more](https://www.fdic.gov/resources/deposit-insurance/). The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see [affirm.com/licenses](https://www.affirm.com/licenses).
[Privacy](/privacy)[Your California privacy choices](https://helpcenter.affirm.com/s/article/privacy-request-ccpa)[Terms](/terms)[Licenses](/licenses)
© Affirm, Inc. All Rights Reserved.
Privacy Preference Centre
-------------------------
* ### Your privacy
* ### Functional cookies
* ### Targeting cookies
* ### Performance cookies
* ### Strictly necessary cookies
#### Your privacy
When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences, or your device, and it’s mostly used to make the site work as you expect it to. The information usually does not directly identify you, but it can give you a more personalised web experience. 
We respect your right to privacy, which means you can choose not to allow some types of cookies. Click on each category heading to learn more and change the default settings. Please note that blocking some types of cookies may impact your experience of the site and the services we are able to offer.
[Read more about Cookie Notices and Consent](https://www.affirm.com/en-gb/cookie-policy)
#### Functional cookies
Functional cookies Active
These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly.
Cookies Details‎
#### Targeting cookies
Targeting cookies Active
These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They are based on uniquely identifying your browser and internet device. If you choose not to allow these cookies, you’ll experience less targeted advertising.
Cookies Details‎
#### Performance cookies
Performance cookies Active
These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site. If you don’t allow these cookies, we won’t know when you’ve visited our site, nor will we be able to monitor its performance.
Cookies Details‎
#### Strictly necessary cookies
Always Active
These cookies are necessary to the website’s functionality and cannot be switched off. They are usually only set in response to your service requests, such as updating your privacy preferences, logging in, or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site may not work as a result.
Cookies Details‎
Back Button
### Cookie List
Filter Button
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label
Clear
checkbox label label
Apply Cancel
Confirm my choices
Reject all Allow all
[](https://www.onetrust.com/products/cookie-consent/)